Spirit of Saving Money
The whole purpose of saving money is so that you can get to a place where you can enjoy your life more, right? Well, yes and no as far as I’m concerned. While it may be true that one aspect of having an accumulated amount of money in your account is for security, another aspect is a reflection of what you have contributed energetically through your work and service. It has been said that our money is a reflection of our energy. The more energy we put into something, the more money comes that way. In this regard, money is more of a symbol than it is funny green paper rectangles with pictures of our old Presidents on them. You could look at investing in a similar way. Taking a measured approach like using a drip investment will yield you the lifestyle you are seeking, but with balance in your life.
There is just something more to money than meets the eye. Some people wish to save money so that they can have something later in life. The only problem with this approach is that ‘tomorrow’ sometimes doesn’t come. Life is too unpredictable and things always seem to get in the way of our plans. After all, if you want to make God laugh, tell him your plans, right?
We all want more money because we think that if we had more of it, life would be easier. The problem is, like we mentioned, if you don’t change your thinking or habits, all the money in the world could be deposited into your account and you’d be left with none in no time. It is like the stories you hear of the lottery winners who end up losing it all or the star athletes and entertainers who go bankrupt too soon after their exit from their professions. The reason is that their consciousness around money did not change. You could look at it like debt. The more of it you find yourself in, the less ground you seem to gain in terms of gaining money. You simply spend all you make on old debt. This can not only put you into an uncomfortable situation in life, but it may cause you to get into credit problems if you begin missing payments. If you are unfortunate enough to have already damaged your it, you’ll want to make sure you repair bad credit fast before moving onto the next phase of your wealth building. I can’t really take credit for this basic advice, Dave Ramsey is really where I’ve heard this time and again.
How To Save Money the Sustainable Way
Now that we’ve talked about the idea of the consciousness around money, let’s talk about how to save money in a way that is both sustainable and beneficial to you in the short and long-term. In this way, saving money can become both a part of your lifestyle and also a long-term plan for retirement. As you’ll find out from our site about money saving tips, we have some of the common ideas and then some other not so common ideas with a twist. Usually, what we discuss here is actually what we’ve done or has been time-tested by other people trying to get a handle on their finances as well.
When times are flush, it is easy to get caught up in the fever of spending. You just keep thinking that it will never end and that you don’t need to adjust your habits. Then, the inevitable cyclic slowdown happens and you are caught wondering how you are going to get your financial life under control.
Don’t beat yourself up, it happens to most everyone at some point or another. It is almost a right of passage here in the United States. It is partly what was responsible for the financial times we found ourselves in and will continue to struggle with for years to come if we don’t change our habits. But, alas, people don’t like to change, especially when it comes to our relationship with money.
So, what is this talk about a sustainable way to save money reliably and consistently? It comes down to how you see your place in the global world economy and life on the planet. How is that for specific? Let’s get into some of the details of this concept. Think about saving money in ways that relate to your normal daily activities. We’ve all heard the typical cut out the coffee run types of concepts behind saving a few dollars here and there. Truthfully, this can really add up over time and there is an article on our site about this called “Save Money – Cut the Caffeine”. In fact, whole books have been written about this topic and similar ideas alone.
The whole notion is that little amounts compounded daily add up to a whole lot over time. By cutting out some of the little things we fit into our normal routine that could be considered luxuries, we can not only save some green but can be green in the process. This is, essentially, the main theme of not only this site, but the way to truly save money that has longevity built into the plan.
Think about it this way; you save your hard earned dollars at the same time you contribute in some way to saving the planet. For one specific action you can take in line with this principle is to dedicate that you will ‘carpool’ or drive with someone else to run errands for every mile that you drive for those extra spending items. How does this save you money? Well, first of all, you will want to go less places for the simple inconvenience of it all. Sad, but true. Someday we will value the trip as part of the experience, but until then, it is a good motivator. Now, if you could save money on your trip, that is another story. Well, actually, carpooling does that too. Secondly, you will be contributing to saving the environment a little each time by using less fuel as you carpool with a friend. There you have it, just one more way to engage the spirit of saving money to your benefit.